As an independent mortgage broker, we can find the right mortgage suitable to your individual needs. Whether you are just starting to view houses or you have already had an offer accepted, we are here to guide you through the process all the way up to completion.
Our mortgage experts can help you finance a new home, either for the first time or to move again, buy a property to let out or remortgage your existing property. We don’t use jargon; just plain and simple information to help you secure your mortgage as smoothly as possible.
We will give you a personalised recommendation, take care of all the paperwork needed and see your mortgage right through to completion. Being a local company, we can liaise with your solicitor and the estate agent to ensure the whole process is smoothly completed.
We can search the whole of the UK mortgage market to find you the right mortgage from 1,000s of deals available. Don't just take what the bank or building society offers you - get the best deal available.
Your first appointment is free with no obligation.
Mortgage/Agreement-in-Principle
If you want to start viewing properties a Mortgage-in-Principle will give you an indication of how much you could borrow. Most estate agents want to see this to show that you’re a serious buyer. We provide this service and can give you a copy to show to the estate agent.
Remortgages
If you have an existing mortgage, it is important to regularly review how it compares to other lenders. You may have started out with a great product, but you could now be paying more than you need to. Remortgaging to a different lender may result in significant savings on your monthly repayments and we will help you through the whole process.
Our advisers can guide you through the various incentives offered by lenders including fee-free deals, no legal costs, free surveys and no extended tie-in periods.
We can also help if you require additional lending, for example, to finance home improvements.
First Time Buyer
Buying a home is one of the most important purchases you will ever make.
It can be a very exciting and daunting time; however, the process doesn’t have to be difficult. Our advisers can guide you through the mortgage maze, equip you with the information you need and find you the best deal available for your circumstances.
We will give you a personalised recommendation, complete all the paperwork needed, and see your mortgage right through to completion. Being a local company we will also speak with your solicitor and the estate agent to ensure the whole process is smoothly completed.
We can advise you on how much deposit you will need, explain the different types of mortgages available, the fees involved (i.e. solicitors, stamp duty etc.) and help you with budget planning.
Home mover
If you are thinking of moving home, one of the first stages is to find out how much you can borrow. The criteria the lenders use to determine how much they will lend, and to whom, often varies. Our advisers have up to date knowledge that will help you find the best mortgage deal and rate to suit your individual circumstances to help you find your next dream home.
Buy to Let
Whether you’re looking to take the first step into the buy-to-let market, or you’re looking to add to your existing portfolio, we can help you find the best buy-to-let mortgage deal to suit your requirements.
The criteria for buy-to-let mortgages is very different from a standard residential mortgage, the main difference being that the lender will consider the rent you will earn on the property as the primary source of income to repay the loan.
No matter what type of mortgage you’re looking to take out, speak to us today about how we can help you find the mortgage deal best suited to your needs. Your first appointment is free and without obligation.
Your home may be repossessed if you do not keep up repayments on your mortgage.
